No Credit Check: How Atrium Approval Works

April 15, 2026

Banks underwrite loans, so they pull credit. We rent week to week with a refundable deposit, so we don't need to. Here's exactly how approval works and what you need to get on the road.

What we don't check

No credit checks. No FICO minimums. No co-signer. A rideshare car is a tool for earning, and a credit score from years ago says nothing about whether you'll show up and drive this week.

What we do check

• You're 21 or older with a valid driver's license
• A reasonably clean driving record
• Your own personal auto insurance (required for all renters)
• You're active — or eligible to be active — on a rideshare or delivery platform

The timeline

The application takes about two minutes online. A real person — not a call center — reviews it and reaches out the same day, and most drivers are approved within 24 hours. Pickup happens at our Provo location: bring your license, proof of insurance, the $300 refundable deposit and your first week's payment, and you leave in a Tesla.

What's included from day one

Every rental includes maintenance, unlimited personal mileage and a 120V home charger. You cover your own charging at Tesla's rates — typically a fraction of a gas bill. There's no long-term contract: it's week to week, and the deposit comes back when the car does, per the rental agreement.

One honest caveat

No credit check doesn't mean no standards. We're a local fleet, and we keep it healthy by renting to drivers who treat the cars like the income tools they are. If that's you, approval is the easy part.